Vicky retired from banking after 44 years. She is happily married with 2 grown children and will soon be welcoming a third grandchild. She came to know Jesus and faithfully served her community and church. She was a teacher of Sunday school, led a ladies group, organized prayer, led youth fellowship, edited her church newsletter and organized praise and worship meetings. The verse she lives by is Isaiah 55:11 which promises “my word will not return void!”